Gibt es irgendeinen Grund für Riester in Ergänzung zu All-World-ETF?

2021.09.25 19:54 Lord199137 Gibt es irgendeinen Grund für Riester in Ergänzung zu All-World-ETF?

Hallo alle zusammen,

mein Versicherungsberater, der auch Finanzberatung anbietet, versucht mich (verbeamteter Lehrer in den Anfangsjahren, unverheiratet, kinderlos, ca. 57.000€ brutto) davon zu überzeugen, dass ich doch einen Riester-Vertrag abschließen sollte. Seine Argumente: Steuerersparnisse, und wenn ich mal Kinder habe - die ich definitiv vorhabe zu haben in 3-5 Jahren - gäbe es dicke Zuschüsse.

Ich habe mich bisher wenig mit Riester auseinandergesetzt, weil ich überall aufgeschnappt habe "Riester = teuer = böse = braucht man nicht". Daher meine Frage: gibt es irgendeinen Grund, einen (ETF-?)Riester über diesen Berater, den ich eigentlich nur für die Beantragung der PKV und DU gebraucht habe, abzuschließen, wenn man schon seit Jahren mit stabiler Sparquote einen All-World-ETF bespart?

Möchte mich jetzt ungern vertieft in die Thematik einarbeiten, bevor ich das Finanzen Votum gehört habe - wenn hier ein mehrheitliches "Nein" kommt, hat sich die Sache erledigt.
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2021.09.25 19:54 Finger-Educational Buying used ps4 games

So here's the thing, I really want this ps4 game. But I literally can't find it for new anywhere so I just decided to get it used. I never have purchased a used game before, so I have a few questions. I'm either buying it used from amazon or gamestop, so please help if you have experience from buying used games from one of these two.

  1. If you have bought used games from both, which would you say is more reliable, amazon or gamestop?
  2. I'm a physical game collector, so if I'm buying a used physical game from gamestop or amazon, can I expect the case to be in somewhat good condition? Because I wouldn't want a shitty case..
  3. Can I expect the game will be actually working? Because the games are still expensive enough, even as used games, so I'd hope they work well
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2021.09.25 19:54 SiergeRusu what is this like brown thing how do i stop having it

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2021.09.25 19:54 AutoNewspaperAdmin [World] - Elon Musk and Grimes have ’semi-separated’ - but what does this mean? | IOL

[World] - Elon Musk and Grimes have ’semi-separated’ - but what does this mean? | IOL submitted by AutoNewspaperAdmin to AutoNewspaper [link] [comments]


2021.09.25 19:54 AutoNewspaperAdmin [IE] - Teenager arrested after police pursuit in Coleraine that left officer injured | Irish Times

[IE] - Teenager arrested after police pursuit in Coleraine that left officer injured | Irish Times submitted by AutoNewspaperAdmin to AutoNewspaper [link] [comments]


2021.09.25 19:54 Reloj_Cero the pot revolution brings you factory hemparettes!

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2021.09.25 19:54 Syqir VOTE MY COMMENT AND REPLY THAT OTHERWISE I DON'T TO UPVOTE YOUR COMMENT!

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2021.09.25 19:54 GunDam_MarVel_fan Could you live entirely off of gundam merchandise?

i've seen people talk about if you can live off of [blank] merchandise? so i wondered if you could live off of gundam merch!
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2021.09.25 19:54 Successful_Glass_556 What happens to the soul who commits suicide?

I'm about to commit suicide in the next week, I've taken this decision rationally, so I want to know what happens after death when someone commits suicide?
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2021.09.25 19:54 ilsottopagato oh god...not again

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2021.09.25 19:54 codesign123 To the stars

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2021.09.25 19:54 AutoNewspaperAdmin [Politics] - DA opposes bid to centralise metro police | IOL

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2021.09.25 19:54 AutoNewspaperAdmin [National] - Texas border crossing where migrants made camp to reopen after 2,000 Haitians reportedly expelled | Houston Chronicle

[National] - Texas border crossing where migrants made camp to reopen after 2,000 Haitians reportedly expelled | Houston Chronicle submitted by AutoNewspaperAdmin to AutoNewspaper [link] [comments]


2021.09.25 19:54 mimijoke Nothing to talk about

There is a guy i met online a year ago (we are both 23), and in the last couple of months we grew very close and eventually we found ourselves talking on the phone for hours everyday.
I met him for the first time in the start of this month and we spent 2 weeks together. We got on very well and he asked me to be his girlfriend. He was very happy with how everything went. He did however say that he wants me to take more initiative - which I totally agree with, it just doesn’t come to me naturally.
But since we got separated again, when we call each other its like we have nothing to talk about. Just that we are tired and bored and we hate school, and that it seems like a long time since we last saw each other, we miss each other and we cant wait to see each other again (he plans to come see me in 3 weeks). There’s weird moments of silences too, today he said goodbye without saying I love you for the first time and that makes me very nervous and i start thinking im not trying hard enough to find conversation topics and he’s getting annoyed me. I want the conversation to flow like it did before we met in person. It feels weird being back on voice call. Has anyone had this problem? How do I try to work on these issues from a distance?
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2021.09.25 19:54 Peter-Grippin Corrupted Cyclopes

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2021.09.25 19:54 FloydRhodes11 Space Earthworm

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2021.09.25 19:54 Significant-Ad-5073 What do you plan to do with the money if you manage to earn it by trading cryptocurrencies?

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2021.09.25 19:54 Ok_Programmer4973 difficult choice of developer Mykola#1515

difficult choice of developer Mykola#1515 submitted by Ok_Programmer4973 to MoonbeamAmbassadors [link] [comments]


2021.09.25 19:54 Pymi_extremist Would Nami met Pyke in lore someday?

Idk I love the idea of they meeting just to see their dynamic and all the mistery that surrounds the sea. Does Pyke know about marais? How would Nami react at a being like him? Also, what would be your first reaction if that happens?
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2021.09.25 19:54 Little-Fix-332 I've confiscated the lighter mum. Now ya can't smoke!

I've confiscated the lighter mum. Now ya can't smoke! submitted by Little-Fix-332 to cats [link] [comments]


2021.09.25 19:54 oddogan Google Home "OK Performing Action"

Hello. I made an applet to get commands from Google Home. It was working well until I change the response. Now, whatever I change, even with the previous settings or new applets with the same triggering commands, Google Home just says "OK Performing Action" and does nothing. How can I solve this problem?
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